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Let’s face it: most Americans are struggling with money. Too many families live paycheck to paycheck, burdened by debt, low savings, and a lack of long-term financial vision. According to recent surveys, nearly 60% of Americans can’t cover a $1,000 emergency with savings. Credit card debt is at an all-time high, and many are investing too little, too late. Culturally, we're bombarded with marketing that encourages consumption over saving, and financial literacy is rarely taug

2.9 billion people have fallen victim to a hacking breach, resulting in 270 million social security numbers being stolen and sold.

People are anxious about the future of their financial security. With everything going on this year, 2025 is a perfect time to get focused.

Building a credit score above 800 requires knowledge. While some money issues cannot be helped, many bad credit items are preventable.